As the end of the year approaches, many people are busy planning for holidays, family gatherings, and new resolutions. But one crucial thing often slips through the cracks—using your dental insurance benefits before they expire. Most dental insurance plans operate on a “use it or lose it” basis, meaning if you don’t take advantage of your benefits by the end of the year, they simply go to waste. Here’s why it’s important to make your dental health a priority now before time runs out.

Why You Should Use Your Dental Insurance Before It Expires?

There are plenty of reasons why it makes sense to maximize your dental insurance benefits before the year ends. Here are some of the most important ones:

Your Benefits Don’t Roll Over

Most dental insurance plans work on an annual cycle, typically from January 1 to December 31. Any unused benefits don’t carry over to the next year. If you have a yearly maximum for coverage and don’t use it, you lose it. So, if you’ve been putting off a routine cleaning or a more significant procedure, now is the perfect time to schedule an appointment.
Preventive Care Saves Money and Health

Routine dental exams and cleanings are usually covered fully or partially by insurance. These preventive services can help you avoid more serious—and more expensive—issues down the road. By using your benefits now, you’re not only saving money but also taking care of your overall health.
Address Problems Before They Get Worse

Small dental issues can turn into big problems if they’re not dealt with promptly. Ignoring minor cavities or gum problems today could mean bigger expenses tomorrow. Why wait until January when you have to pay for these treatments out-of-pocket because your insurance benefits have reset? Take advantage of your coverage now to avoid future discomfort and costs.
You’ve Already Paid for It

Dental insurance isn’t free—it’s either deducted from your paycheck, paid as a premium, or both. So, if you’re not using your benefits, you’re throwing away money you’ve already spent. It’s a smart move to get the most out of what you’ve paid for.
Avoid the Holiday Rush

Dental offices tend to get busier as the year comes to a close. Many people scramble to fit in their remaining appointments before December 31, which can make it difficult to find a convenient time. Scheduling now helps you avoid the rush and ensures you can get the care you need without the stress.

How to Maximize Your Benefits Before They Expire?

To get the most out of your dental insurance, here are some practical tips:

Know Your Coverage

Take a few minutes to review your dental insurance policy. Understand what procedures are covered, the limits on benefits, and whether there’s a deductible. If you’re unsure about any part of your plan, contact your insurance provider. Knowing your coverage can help you plan your treatments wisely.
Schedule a Dental Checkup

A dental exam will help identify what needs to be done. A routine checkup is often covered by insurance, and if any additional treatments are required, you’ll have time to complete them before the year ends. It’s the perfect starting point to make sure you’re using your benefits effectively.
Prioritize Necessary Treatments

If you have multiple procedures that need to be done, prioritize the ones covered by your insurance or the most urgent. For instance, if you have a cavity that needs filling or a crown that’s due, make sure those are taken care of first. Don’t leave essential treatments for next year when your benefits might reset.
Combine Treatments If Possible

If you have several smaller procedures, see if they can be combined into one appointment. This not only saves time but also ensures you make full use of your annual benefits. Some treatments may require more than one visit, so starting now gives you ample time to finish them before the end of the year.

Common Dental Procedures to Consider Before Year-End

If you’re wondering what kind of treatments you might schedule, here are a few common procedures that could be worth considering before your benefits reset:

Routine Cleanings and Exams: These are fully or mostly covered by most insurance plans.
Fillings for Cavities: A necessary procedure to prevent tooth decay from worsening.
Crowns or Bridges: Protect or replace damaged or missing teeth.
Scaling and Root Planing: A deep cleaning for those with gum disease.
Orthodontic Treatments: Some plans cover braces or aligners, especially for children.
Tooth Extractions or Wisdom Teeth Removal: Insurance often partly covers these procedures.

Ready to Use Your Benefits? Book Now!

If you’ve been holding off on a dental visit, now is the time to act. Schedule an appointment before the holiday rush and make the most of your benefits while you still can. Your teeth—and your wallet—will thank you!

At FLOSS Dental, we’re here to help you make the most of your insurance benefits before they expire. Don’t let your hard-earned coverage go to waste. Contact us today to book your appointment and secure a healthier smile for the new year!