The end of the year is fast approaching, and so is the expiration date for most dental insurance benefits. Every year, millions of dollars in unused dental benefits go to waste. Don’t let that happen to you. The “use it or lose it” rule means your remaining benefits won’t roll over to the next year. They’ll vanish for good.
If you’ve been delaying your dental care, now’s the time to schedule your appointment. Whether it’s a cleaning, filling, or something more urgent, taking action before the year ends ensures you get the care you deserve—without spending extra.
What Does “Use It or Lose It” Mean?
Dental insurance often operates on a calendar-year basis. Here’s how it works:
- Annual Maximums: Most dental plans set a limit on how much they’ll cover each year. If you don’t use all of it, the unused amount doesn’t carry over.
- Covered Services: Insurance typically covers preventive care, like cleanings, at little to no cost. Other treatments may be partially covered.
- Reset Date: On January 1st, your benefits reset to zero, even if you didn’t use them.
Delaying your care means paying for coverage that you didn’t fully utilize. That’s money you could have saved on essential dental work!
Why You Shouldn’t Wait?
Here are some compelling reasons to use your benefits now:
1. Maximize Your Coverage
Insurance is there to help cover the costs of dental care. If you’ve been putting off treatments like fillings, crowns, or periodontal care, now’s the time to act. You’ll save money by reducing out-of-pocket costs.
2. Avoid Dental Issues Getting Worse
Small dental problems can quickly turn into major ones. A simple cavity, if ignored, could lead to a root canal. Use your benefits now to catch and treat issues early.
3. Take Advantage of Preventive Care
Most dental plans cover preventive services like cleanings and exams. These visits help keep your teeth healthy and can prevent more costly problems down the line.
4. Make Room for Next Year’s Benefits
By addressing your dental needs now, you’ll have a fresh start for the coming year. This way, if new issues arise, you’ll still have your full benefits available.
Tips to Make the Most of Your Dental Insurance
Follow these tips to maximize your remaining benefits:
- Schedule an Appointment ASAP: Dentists get busy as the year ends. Book now to secure a spot.
- Prioritize Treatments: If you have multiple needs, focus on treatments covered under your plan.
- Combine Benefits: If you’ve already met your deductible, this is the perfect time for more extensive treatments.
- Ask Questions: Unsure about your coverage? Call your insurance provider or ask your dental office to help.
Life gets hectic during the holidays, but your dental health is worth prioritizing. Waiting until January may cost you more—not just in dollars but also in unnecessary pain or discomfort.
Your Next Step: Act Now Before It’s Too Late!
Ready to make the most of your dental insurance? Don’t let your benefits go to waste. Schedule an appointment today and protect your smile.
At FLOSS Dental Sugar Land, we’re here to help you finish the year strong with a healthy, happy smile. Call us today to book your visit before December 31st. Your benefits are waiting—don’t let them vanish!